Lend with confidence.
Grow together.

Members, loans and contributions for SACCOS, microfinance and VICOBA, with the reports you need ready to download.

SACCOSMicrofinanceVICOBACompliance
3D Tanzanian entrepreneur and lending officer beside a local shop and connected branches
Biashara loanTZS 4,800,000
Approved
Every branch. One record.

ONE WORKSPACE, TWO EDITIONS

Built for SACCOS, microfinance and VICOBA.

Members and borrowers, loans and contributions, meetings, and the reports your regulator asks for, in English and Kiswahili.

Members and borrowers

Keep the register of members with shares, savings and nominees, and borrower records with KYC.

Loans and approvals

Price loans with the full cost of credit, approve with maker-checker, and record every payout.

Contributions and repayments

Dues timetables, late fines, repayment schedules and payoff quotes, settled oldest first.

Meetings, votes and dividends

General meetings with notice and quorum, secret-ballot elections, leadership terms and surplus distribution for SACCOS.

Reporting calendar

Every TCDC, Bank of Tanzania, TRA and BRELA deadline twelve months ahead, with reminders by email and SMS.

Reports ready to hand in

Delinquency, classification and provisioning, largest loans, registers and the complaints report, as PDF and Excel.

WHY ADILI

Less busywork. More possibilities.

3

SACCOS, microfinance and VICOBA. One workspace.

3D Tanzanian branch office with a branch manager

Cost of credit and key facts on every loan.

3D ledger, mobile phone, and branch connected together

Every deadline, twelve months ahead.

The reporting calendar reminds you before each return is due, and keeps a record of what you submitted.

Reporting calendarIllustrative data
October 2026
  • TCDC periodic return TCDC · Due 15 Oct
    Due soon
  • Monthly complaints report Bank of Tanzania · Due 15 Oct
    Due soon
  • Withholding tax, PAYE and SDL TRA · Due 7 Oct
    Submitted

STEP BY STEP

A simpler way to run your institution or group.

1

Choose SACCOS, microfinance or VICOBA

Pick your institution type, then add branches, staff and products. Menus and reports follow the type.

2

Run the day's work

Register members and borrowers, collect contributions and repayments, and approve loans with maker-checker.

3

Hand in your reports

The reporting calendar reminds you before each deadline. Download the period's returns as PDF or Excel.

BUILT FOR YOUR GROWTH

Local understanding. Room to grow.

Purpose-built for SACCOS, microfinance institutions and VICOBA groups in Tanzania.

3
Editions: SACCOS, microfinance and VICOBA
12
Months of deadlines ahead
34
Reports and registers to download

CHOOSE YOUR PLAN

Plans for your institution or group. SACCOS plans Microfinance plans VICOBA plans

LET’S GET STARTED

Ready for your next chapter of growth?

Give your team a clearer way to serve members and borrowers.