Changelog

Release highlights and platform improvements for lending operations and reliability.

14 September 2026 ยท 0.34.0

VICOBA groups

  • Savings cycles, meeting shares, social funds and fines in one group workspace.
  • Member loans, cash box records and end-of-cycle share-out, with group plans and council reports.

September 2026

Reporting calendar, regulator reports and complaints

  • Reporting calendar for SACCOS and microfinance institutions, with every obligation twelve months ahead and reminders by email and SMS.
  • Reports for TCDC and the Bank of Tanzania on screen and as PDF and Excel, from the delinquency report to the rates and fees notice.
  • Consumer complaints register with registration numbers, due dates and the monthly Form No. 2.

September 2026

SACCOS operations and the member portal

  • Register of members, entrance fees, nominees, contribution plans with dues and late fines.
  • Meetings with notice, quorum and secret-ballot elections, leadership terms, dividends, and meeting reports as PDF.
  • A member portal where members sign in by phone to see their shares, savings, loans and meetings.

September 2026

Loan disclosures, payoff and phone sign-in

  • Cost of credit on every loan, and a key facts statement in Kiswahili or English before disbursement.
  • Payoff quotes and partial prepayment that shortens the term or lowers the instalments.
  • Staff sign in with a phone number and an SMS code, and owners see every branch at once.

March 2026

Legal suite and landing completion

  • Added full Terms of Service, Privacy Policy, and Cookie Policy.
  • Completed core landing pages: About, Features, Pricing, Docs.
  • Improved footer navigation and removed dead placeholder links.

February 2026

Analytics and branch performance visibility

  • Expanded analytics views for disbursements, repayments, and overdue.
  • Added branch comparison metrics for portfolio monitoring.
  • Improved dashboard navigation for analytics workflows.

January 2026

Operational reliability and observability

  • Introduced queue reliability checks and stalled-job monitoring.
  • Added readiness and health endpoints for API/worker processes.
  • Strengthened telemetry bootstrap and runtime observability support.

Q4 2025

Core lending foundation

  • Established borrower, loan, disbursement, and repayment domains.
  • Enabled organization and branch-scoped access architecture.
  • Added audit logging patterns for critical financial workflows.