Getting Started
Confirm access, branch context, and minimum setup before working in the dashboard.
Read guideDocumentation
Adili Documentation
Guides for SACCOS, microfinance and VICOBA teams: daily operations, reporting and setup.
Getting started
Onboarding
Add your organization, choose a plan, and set up a funding account for the first time.
Read guidePhone Sign-in
Sign in with a phone number and an SMS code, with no password.
Read guideFirst-Day Tutorial
A guided walkthrough of your first day as a branch operator.
Read guideDashboard Overview
Learn how to navigate the branch dashboard and understand each section.
Read guideLending
Loan Lifecycle
Understand how a loan moves through the system from creation to repayment.
Read guideBorrowers
Register borrowers, view profiles, and manage borrower records.
Read guideLoan Products
Create and manage loan products with custom pricing and repayment rules.
Read guideLoans
Create, approve, and disburse loans, and track loan status.
Read guideCost of Credit
Show the full cost of a loan and give the borrower a key facts statement before disbursement.
Read guideCredit Reports
Request a credit report with the customer's consent and retain the decision record.
Read guideField Assessment
Send a loan for field assessment, record findings and evidence, and complete it with a recommendation.
Read guideApprovals
Separate makers and checkers for sensitive financial decisions.
Read guideRepayments
Record repayments and monitor collection activity.
Read guidePayoff and Prepayment
Quote today's payoff on a microfinance loan and record a full or partial prepayment.
Read guideMoney and controls
SACCOS
Members
Keep the SACCOS register of members, entrance fees, nominees and exits.
Read guideContributions
Set contribution plans, record payments against dues, and send per-due or bulk reminders.
Read guideMeetings and Votes
Hold general, board and committee meetings with quorum, motions, elections and minutes.
Read guideLeadership
Assign board and committee seats, fill vacancies and end terms.
Read guideSavings interest
Pay a rate on member savings, accrued daily and posted to the ledger.
Read guideFunds & equity
The funds surplus is set aside in, and the statement of changes in equity.
Read guideSurplus & Member Returns
Distribute the year's surplus as dividends on shares and a profit-based bonus on savings.
Read guideMember Portal
What members see when they sign in by phone, and how to get them started.
Read guideVICOBA
VICOBA
The community microfinance group edition: cycle, meetings, shares and share-out.
Read guideCycle & Shares
Open a savings cycle, fix the share price, and buy whole shares at each meeting.
Read guideMeetings
Open the cash box at a meeting, record shares and contributions, then close with a second count.
Read guideSocial Fund
Contributions, grants, interest-free loans and repayments of the group's social fund.
Read guideFines
The fine schedule, assessment at meetings, cash collection and waiving with a reason.
Read guideGroup Lending
The rules for lending inside a cycle: one loan at a time, no borrowing with a fine, a share-based ceiling.
Read guideShare-out
Compute the end-of-cycle share-out, record the members' resolution, post it and pay the lines.
Read guideCompliance
Reporting Calendar
Track every statutory deadline, get reminders, and record what you submitted.
Read guideReports
Open, filter and download the reports for your organization type as PDF and Excel.
Read guideComplaints
Log consumer complaints, resolve them on time, and send the monthly report to the Bank of Tanzania.
Read guideCompliance Settings
Set the organization type, licence and tax details that drive the calendar and reports.
Read guideAdministration
Analytics
Review disbursements, collections, overdue loans, and branch performance.
Read guideSettings
Configure general, organization type, modules, loan defaults, team, approvals and your own account.
Read guideBranches
Add and edit branches, and understand what each branch scopes.
Read guidePlan & Billing
Review your plan, allowances in use, and how to change plan.
Read guideActivity Log
A day-grouped timeline of what changed, filtered by area, source and result.
Read guideIntegrations
Issue API keys and webhook endpoints, and link to the API reference.
Read guideSupport
Know where to ask for help and which details make a problem easier to diagnose.
Read guidePartners
Onboard a Customer
Create the organization, add users with temporary passwords, and choose a plan or trial.
Read guidePayment Link or Pay on Behalf
Send a link the customer pays at full price, or pay for them with your share taken off.
Read guideRenewals and Customer Health
See plans ending, trials and customers who need help; renew on behalf or remind them.
Read guideCommission and Payouts
Add a payout account, request a cashout, and download your monthly statement.
Read guideYour Partner Team
Invite teammates, give them customers to look after, and share your referral link.
Read guideRecommended reading order
- Confirm access, branch context and your organization type.
- Follow the guides for your edition: Lending for microfinance, SACCOS for cooperatives, VICOBA for groups.
- Set up compliance so the reporting calendar and reports are complete.
- Use the first-day tutorial to rehearse a full branch day.
- Finish with administration: analytics, settings and integrations.