Workflow
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1
Request an assessment
A loan product can require a field assessment. The maker who requests one may name an assessor; the loan moves to Under assessment and its terms are locked.
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2
Record findings and evidence
An assessor (an assessment officer or a branch manager, never the person who wrote the loan) starts it, records findings, and uploads photos and documents as evidence while the assessment is in progress.
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3
Complete with a recommendation
The assessor completes with a recommendation (approve, approve with changes, decline), a risk rating and a required visit date. The loan returns to assessed and may be revised before submission. The assessment summary travels with the approval request.