Tathmini ya Uwandani

Tuma mkopo kwa ziara ya uwandani, rekodi matokeo na ushahidi, kisha kamilisha tathmini kwa pendekezo.

Mtiririko wa kazi

  1. 1

    Tuma mkopo kwa tathmini

    Kwenye mkopo ulio Draft ambao bidhaa yake ina Field assessment required, bofya Send for assessment. Chagua Assessor (au acha Any assessment officer at this branch), andika Note for the assessor, kisha bofya Send for assessment. Mkopo unaonyesha Under assessment na masharti yake yanafungwa.

  2. 2

    Anza ziara

    Mtathmini hufungua kichupo cha Assessment cha mkopo na kubofya Start assessment. Afisa tathmini, meneja wa tawi, mmiliki au msimamizi anaweza kutathmini, lakini kamwe si aliyeandaa mkopo huo.

  3. 3

    Rekodi matokeo

    Jaza The visit (Visit date, Place visited), What was found (biashara au chanzo cha kipato, mali na dhamana, tabia na wadhamini, hatari) na Capacity (Income, Expenses, Existing loan instalments, Collateral value). Bofya Save findings kadiri unavyoendelea.

  4. 4

    Ambatisha ushahidi

    Chini ya Add photos or documents from the visit chagua mafaili kisha bofya Attach to assessment. Ushahidi unaongezwa tu wakati tathmini iko In progress.

  5. 5

    Kamilisha kwa pendekezo

    Chagua Recommendation (Approve as applied, Approve with changes au Decline), Risk rating (Low, Medium au High risk), kiasi na muda unaopendekezwa, na Reasoning. Bofya Complete assessment; ripoti haibadilishwi baada ya hapo na mkopo unaonyesha Assessed.

  6. 6

    Tumia ripoti

    Download report hutoa tathmini kama PDF, na muhtasari wake huambatana na ombi la idhini. Marekebisho hupitia Edit assessment na Submit for approval; Request re-assessment huanzisha ziara mpya.