Mtiririko wa kazi
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1
Fungua orodha ya bidhaa
Fungua Loan Products (kwa SACCOS iko chini ya Operations). Mmiliki na msimamizi hubofya kitufe cha + (Create loan product); meneja wa tawi anaweza kusoma bidhaa lakini si kuzibadilisha.
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2
Maelezo na riba
Chini ya Product details andika Product name, Product code, Currency na Description. Chini ya Interest weka Interest rate (%), Interest method (Flat, Declining balance au Reducing balance) na Interest period. Bidhaa ya riba ya flat huonyesha onyo Flat interest does not meet the reducing-balance rule.
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3
Muda, kiasi na marejesho
Chini ya Term and amount limits weka muda wa chini, wa kawaida na wa juu kwa miezi, pamoja na Minimum amount na Maximum amount. Chini ya Repayment chagua Repayment frequency, kuanzia Daily hadi Bullet.
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4
Ada na huduma za ziada
Chini ya Fees & service add-ons bofya Add fee or add-on. Andika Name, Calculation (Fixed au Percentage), Type (Fee au Service add-on) na lini inatozwa kwenye Billed (Once au Every month). Weka alama On every loan, au iache ili afisa achague kwa kila mkopo, na chagua kama ada za mara moja zinakatwa kwenye malipo ya mkopo au zinaongezwa juu. Kodi huwashwa chini ya Settings → Loan Defaults.
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5
Ucheleweshaji na ukusanyaji
Chini ya Late payment policy weka Penalty type, Penalty value na Grace period (days), pamoja na Top up while up to (days) behind. Ongeza Debt recovery charges pale tu sera yenu inaporuhusu.
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6
Masharti na upatikanaji
Chini ya Requirements and availability weka alama kwenye Collateral required, Guarantor required au Field assessment required, na weka alama kwa kila nyaraka inayohitajika chini ya Required documents. Acha Product is active ikiwa na alama ili bidhaa itolewe, kisha bofya Save product.
