Mtiririko wa kazi
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1
Unda mkopo
Fungua Loans na bofya New Loan. Chagua Borrower (Member kwa SACCOS) na Loan product, kisha andika Principal, Term (months), huduma za ziada kwenye Optional add-ons na Purpose. Kagua Schedule preview na gharama ya mkopo, kisha bofya Create loan. Mkopo unahifadhiwa kama Draft.
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2
Kamilisha faili la mkopo
Kwenye ukurasa wa mkopo, tumia kichupo cha Security kwa Add collateral na Add guarantor, na kichupo cha Documents kupakia nyaraka ambazo bidhaa inahitaji. Kama bidhaa inahitaji ziara ya uwandani, bofya Send for assessment (angalia Tathmini ya Uwandani).
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3
Wasilisha kwa idhini
Ukurasa ukionyesha Ready to submit, bofya Submit for approval. Mkopo utaonyesha Pending hadi mhakiki aamue; kwa kanuni fulani huidhinishwa papo hapo. Kusitisha ombi, bofya Reject, andika Reason kisha bofya Submit rejection.
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4
Toa mkopo
Kwenye mkopo ulio Approved bofya Disburse. Kwenye Disburse loan chagua Source account, thibitisha Amount, chagua Method (Cash, Bank Transfer, Mobile Money au Cheque), jaza taarifa za mpokeaji na Receipt number, Transaction reference au Cheque number, ambatisha Proof of payment kama unayo, kisha bofya Record payout.
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5
Baada ya kutoa
Mkopo unaonyesha Active, au Disbursement submitted for approval pale malipo yanapohitaji mhakiki. Tumia Attach slip kuongeza uthibitisho baadaye. Meneja anaweza kubatilisha malipo yaliyokosewa kwa Reverse, akiandika Reason na kubofya Reverse payout.
