Hatua za Mkopo

Safari nzima ya mkopo, kuanzia kumsajili mkopaji hadi rejesho la mwisho, kufutwa au kuongezewa mkopo.

Mtiririko wa kazi

1

Sajili mkopaji

Mwongeze mkopaji chini ya Contacts (Register member kwa SACCOS) pamoja na taarifa kamili za utambulisho, ndugu wa karibu na nyaraka za utambulisho. Angalia Wakopaji na KYC.
2

Unda mkopo

Chini ya Loans bofya New Loan, chagua mkopaji na bidhaa, kagua Schedule preview kisha bofya Create loan. Mkopo unaanza ukiwa Draft (rasimu).
3

Tathmini kama bidhaa inahitaji

Bidhaa zenye Field assessment required zinahitaji ziara kwanza: Send for assessment huweka mkopo kwenye Under assessment, na tathmini ikikamilika mkopo unakuwa Assessed.
4

Wasilisha na idhinisha

Bofya Submit for approval; mkopo utaonyesha Pending hadi mhakiki achague Approve, Reject au Request changes. Mkopo uliorudishwa hurudi kuwa Draft au Assessed ili mwandaaji aurekebishe.
5

Toa mkopo

Mkopo ulio Approved hutolewa kwa Disburse na Record payout. Baada ya hapo unaonyesha Active.
6

Hudumia na funga

Tumia Record repayment kwa kila rejesho, Pay off kumaliza mapema, Top up kumwongezea mkopo, Close loan mkopo ukiisha, au Write off na baadaye Record recovery pale usipolipika.

Ione ndani ya Adili

Mifano hii inatumia data salama ya mafunzo. Majina na kiasi kwenye akaunti yako vitakuwa tofauti.