Maafisa mikopo ยท Somo 7 kati ya 15

Toa mkopo na kusanya marejesho

Asha anatoa mkopo wa Amina ulioidhinishwa na kurekodi rejesho lake la kwanza, Baraka anabatilisha risiti iliyoingizwa kimakosa, na unaona takwimu za Pay off na Top up bila kuhifadhi chochote.

Takriban dakika 20

Mawazo makuu

1

Toa mkopo

Kwenye mkopo ulio Approved chagua Disburse, yaani toa fedha. Source account ni mahali fedha zinapotoka, Method ni njia ya kulipa (kwa Mobile Money hakiki namba ya mpokeaji), na Transaction reference ni namba ya muamala, ili malipo yafuatilike. Record payout inaufanya mkopo uwe Active.

2

Pokea rejesho kwenye mkopo

Kupokea rejesho, fungua mkopo na uchague Record repayment, yaani rekodi rejesho; kiasi cha rejesho la sasa kinapendekezwa. Chagua Payment Method, weka Reference kisha Record payment: Outstanding, Collected na Next due zinabadilika papo hapo. Kwenye Repayments, Today's Collections ni makusanyo ya leo, pamoja na risiti ambayo namba yake unampa mkopaji.

3

Makosa hubatilishwa, hayahaririwi

Risiti haiwezi kuhaririwa wala kufutwa, ili kumbukumbu zibaki za kweli. Badala yake meneja wa tawi (au mmiliki au msimamizi) anafungua menyu ya safu kwenye kichupo cha Money cha mkopo, anachagua Reverse, yaani batilisha, anaandika Reason na kubonyeza Reverse repayment; kukiwa na kanuni ya idhini kwa ubatilishaji, kama kwenye mfano wetu, mhakiki mwingine anaidhinisha na safu inaonyesha Reversed. Malipo halisi yakikosewa, rekodi yaliyo sahihi baadaye.

4

Kumaliza mapema na top-up

Pay off inaonyesha Payoff amount, yaani kiasi cha kumaliza mkopo leo. Kwa malipo ya sehemu weka Amount ndogo, kisha chagua Shorten the term, inayookoa riba zaidi, au Lower the instalments, inayobakiza tarehe ya mwisho. Top up huunda mkopo mpya unaomaliza huu: weka Extra cash for the borrower, kisha angalia pamoja naye Cash the borrower receives na Total payable.

Mazoezi

Jaribu kwenye taasisi yako ya mafunzo

  1. 1. Kwenye mkopo wa mafunzo ulio Approved chagua Disburse, chagua Source account (kwa mfano Head Office Till), chagua Mobile Money kama Method, hakiki namba ya mpokeaji, weka Transaction reference kama MP-PAY-0001 kisha bonyeza Record payout.
  2. 2. Hakikisha mkopo unaonyesha Active, kisha chagua Record repayment, acha kiasi kilichopendekezwa, chagua Mobile Money kama Payment Method, weka Reference kisha bonyeza Record payment.
  3. 3. Angalia Outstanding, Collected na Next due kwenye mkopo, kisha fungua Repayments na upate risiti chini ya Today's Collections.
  4. 4. Rekodi rejesho dogo la majaribio. Ukiwa umeingia kama meneja wa tawi, fungua kichupo cha Money cha mkopo, chagua Reverse kwenye menyu ya safu hiyo, andika Reason kisha bonyeza Reverse repayment; likienda kwa idhini, mtu mwingine aliidhinishe.
  5. 5. Fungua Pay off na usome Payoff amount, andika Amount ndogo uone Shorten the term na Lower the instalments, kisha chagua Cancel.
  6. 6. Fungua Top up, weka kiasi kwenye Extra cash for the borrower, soma Cash the borrower receives na Total payable, na utoke bila kuhifadhi.

Jipime

Tazama video na ufanye jaribio

Ingia ili kutazama video ya somo hili, kujibu maswali yake 4 na kulihesabu kwenye cheti chako. Maendeleo yako yanahifadhiwa.

Fungua kwenye mafunzo yangu