Mameneja na wamiliki · Somo 9 kati ya 15

Idhini na mwandaaji-mhakiki

Fuatilia mkopo kupitia mwandaaji-mhakiki: mhakiki anakagua ushahidi na kuurudisha, mwandaaji anaurekebisha na kuuwasilisha tena, mhakiki anaidhinisha, na mmiliki anaongeza kanuni kwa mikopo mikubwa.

Takriban dakika 15

Mawazo makuu

1

Watu wawili, kila mara

Kila idhini inahitaji watu wawili: mwandaaji anayeandaa na mhakiki anayehakiki. Mhakiki hawezi kamwe kuidhinisha ombi lake mwenyewe; Adili inamwambia You raised this request, so you cannot check it.

2

Kagua ushahidi kwanza

Fungua ombi uone aliyeliandaa, tawi na kiasi. Kisha fungua mkopo wenyewe: soma madhumuni na masharti, na ukague Documents, yaani nyaraka, na Security, yaani dhamana, kwa mfano kwamba mdhamini yupo kwenye faili.

3

Rudisha, rekebisha, wasilisha tena

Kwenye Decide, yaani amua, Request changes inakuomba uandike What needs to change, na Send back, yaani rudisha, inaurudisha mkopo kwa mwandaaji kama Draft, ukiwa chini ya Returned for changes na ujumbe wako juu. Mwandaaji anachagua Edit; Reason for the change inahitajika tu kiasi, muda au bidhaa vikibadilika. Baada ya Save changes, Submit for approval inaurudisha kwa mhakiki, na Earlier submissions inahifadhi historia.

4

Idhinisha, kisha weka kanuni

Approve, yaani idhinisha, inatekeleza kitendo papo hapo: mkopo unakuwa Approved, tayari kutolewa. Kwenye Settings → Approval Rules, Add policy inaweka kiwango cha kiasi na Required checkers, kwa mfano wahakiki wawili kwa mikopo ya Head Office iliyozidi 5,000,000, huku mikopo midogo ikihitaji mhakiki mmoja. Assignments bado zinaamua nani anaandaa na nani anahakiki.

Mazoezi

Jaribu kwenye taasisi yako ya mafunzo

  1. 1. Kama mhakiki, fungua Approvals na uchague kichwa cha ombi uone aliyeliandaa, tawi na kiasi; kisha fungua mkopo na usome madhumuni yake, Documents na Security.
  2. 2. Rudi kwenye Approvals, fungua Decide, chagua Request changes, andika What needs to change, kisha chagua Send back.
  3. 3. Kama mwandaaji, fungua mkopo, soma ujumbe wa mhakiki, chagua Edit, ongeza maelezo kwenye Notes bila kubadilisha kiasi wala muda, chagua Save changes, kisha Submit for approval.
  4. 4. Kama mhakiki, fungua ombi tena, angalia Earlier submissions na uchague Approve; kwenye Loans, hakikisha mkopo unasomeka Approved.
  5. 5. Kama mmiliki, fungua Settings → Approval Rules na uchague Add policy: Action Loan.approve, tawi lako kama Scope, Minimum amount kama 5000000.01, Maximum amount iwe wazi, Required checkers 2, kisha Add policy.
  6. 6. Shuka hadi Assignments uhakikishe nani anaandaa na nani anahakiki.

Jipime

Tazama video na ufanye jaribio

Ingia ili kutazama video ya somo hili, kujibu maswali yake 4 na kulihesabu kwenye cheti chako. Maendeleo yako yanahifadhiwa.

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