Free course · Microfinance

Adili Microfinance Certification

A free course for microfinance teams, with a certificate when you pass: set up your institution, register borrowers, lend, collect, control and report with Adili, in fifteen short videos.

For microfinance teams: loan officers, managers, owners and finance staff

Lessons
15
Role tracks
4
Hours
~4
Languages
EN · SW

What you will learn

Start with the overview, then follow the track for your role. Finish a track to earn its certificate.

1 For anyone evaluating Adili or starting out, and for owners setting it up Getting to know Adili A short tour of Home, the branch picker, the menus and loan statuses; then setting up your institution with its head office, plan, funding account and compliance details; and finally inviting your team with the right roles and naming who makes and who checks loan approvals.
  1. 1 Adili for microfinance A quick tour of Adili: Home, the branch picker, the sidebar menus and the badges that show where each loan is.
  2. 2 Set up your institution Create a microfinance organization with its head office, pick a plan or free trial, add the funding account and fill in the compliance details.
  3. 3 Team, roles and controls Invite your staff with the right branch role, see an invitation accepted from the email through sign-in, and name who makes and who checks loan approvals.
2 For loan officers, assessment officers and cashiers Loan officers The daily work in Adili: register borrowers and their documents, create and complete a loan file, carry out a field assessment, pay out a loan, record repayments, reverse a mistake, and read payoff and top-up figures.
  1. 4 Register borrowers Asha registers Amina Hassan: she searches first, fills in her identity, contact, work, next of kin and payout details, uploads her National ID with its expiry date, and shows where credit reports are requested with consent.
  2. 5 Create a loan Asha creates Amina's 1,000,000 shilling Biashara Loan, reads its schedule and cost of credit, adds the missing guarantor until it's Ready to submit, downloads the key facts statement in Kiswahili and submits it for approval.
  3. 6 Field assessment Asha sends Amina's Biashara Plus loan to Juma for a field visit, and Juma records his findings, capacity figures and a visit photo, completes the assessment with a recommendation and downloads the report.
  4. 7 Disburse and collect Asha pays out Amina's approved loan and records her first repayment, Baraka reverses a receipt entered by mistake, and you see the figures Pay off and Top up quote without saving either.
3 For owners, admins and branch managers Managers and owners Design a loan product and test it, work approvals as maker and checker and set approval rules, follow up overdue loans, write off and record recoveries, then add branches, read the Activity Log and handle personal-data exports safely.
  1. 8 Design loan products Build the Biashara Loan product step by step (interest, limits, a processing fee, a late-payment penalty and requirements), then test it on a sample loan without saving anything.
  2. 9 Approvals and maker-checker Follow a loan through maker-checker: the checker checks the evidence and sends it back, the maker fixes and resubmits it, the checker approves, and the owner adds a rule for bigger loans.
  3. 10 Arrears and write-off Find an overdue loan in Analytics, read its arrears, set up reminders, write the loan off under policy and approval, and record a recovery.
  4. 11 Branches, oversight and data Add a branch, trace who did what in the Activity Log, and see how a personal-data export is recorded and how to handle the file.
4 For accountants, compliance officers, owners and admins Finance and compliance Read the financial position, trace loans through the ledger and correct the books by journal. Reconcile bank and wallet statements, keep the reporting calendar, record submitted returns, handle complaints, and close the month.
  1. 12 Accounts and the ledger Read the financial position and its balance check, trace a loan's repayment on Transactions, correct the books with a journal that goes for approval, and set up the Credit Wallet.
  2. 13 Bank reconciliation Upload a bank or wallet statement, map its columns, run matching, and explain the line Adili can't match.
  3. 14 Reports and regulators Read the reporting calendar, run and download a report, mark a return submitted, and log, resolve and report a customer complaint.
  4. 15 Close the month Close the month in six steps: clear the work, reconcile, check the portfolio, produce reports and statements, close the period, and record your returns.

Practise safely

  • Create a separate training organization of the same type as yours, so practice never mixes with real records.
  • Use made-up people and phone numbers, and never request a real credit report for training data.
  • Invite a colleague, or a second account of your own, so you can practise as both maker and checker.
Type
Microfinance
Branch
Head Office
Currency
TZS
People
A maker and a checker